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Copyright © 2002-2011 Citizens Advice. All rights reserved
Registered charity no: 279057 Company no: 1436945 England
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Further help
Citizens Advice Bureau
Citizens Advice Bureaux give free, confidential, impartial and independent advice to
help you solve problems. To find your nearest CAB, including those that give advice
by e-mail, click on nearest CAB
, or look under C in your phone book.
National Debtline
The National Debtline can give free information to people with debt problems.
It also provides an information pack on dealing with debt. The line is available
on Monday to Friday 9.00 to 9.00 and on Saturday 9.30. to 1.00. The National
Debtline telephone number is 0808 808 4000 and the website is They have produced a budget sheet that you
can fill in on-line at
Other information on Adviceguide which might help
Help with debt Credit Sample debt
Dealing with
people you owe
money to
How to sort out
your mortgage
This fact sheet is produced by Citizens Advice, an operating name of
The National Association of Citizens Advice Bureaux. It is intended to
provide general information only and should not be taken as a full
statement of the law. The information applies to England, Wales and
This fact sheet was last updated on 27 July 2009, and is reviewed
regularly. If it is some time since you obtained this fact sheet, please
contact your local Citizens Advice Bureau to check if it is still correct.
Or visit our website - - where you can
download an up-to-date copy.
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Debt Spreadsheet Template