Household Budget Spreadsheet - Free Download
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Family Monthly Budget
Projected Monthly Income
$1,195 $1,236 ($41) Income 1 $4,000
Income 2 $1,300
Projected Cost Actual Cost Difference
Extra income $300
Housing
Total monthly income $5,600
Mortgage or rent $1,000 $1,000 $0
Actual Monthly Income
Second mortgage or rent $0 $0 $0
Phone $54 $100 ($46) Income 1 $4,000
Electricity $44 $56 ($12) Income 2 $1,300
Gas $22 $28 ($6) Extra income $300
Water and sewer $8 $8 $0 Total monthly income $5,600
Cable $34 $34 $0
Waste removal $10 $10 $0 $4,405
Maintenance or repairs $23 $0 $23
Supplies $0 $0 $0 $4,364
Other $0 $0 $0
Subtotals
$1,195 $1,236 ($41) ($41)
Transportation
Vehicle 1 payment $0
Vehicle 2 payment $0
Bus/taxi fare $0
Insurance $0
Licensing $0
Fuel $0
Maintenance $0
Projected Cost Actual Cost Difference
Other $0
Entertainment
Subtotals
$0 $0 $0 Video/DVD $0
CDs $0
Insurance
Movies $0
Home $0 Concerts $0
Health $0 Sporting events $0
Life $0 Live theater $0
Other $0 Other $0
Subtotals
$0 $0 $0
Subtotals
$0 $0 $0
Food Loans
Groceries $0 Personal $0
Dining out $0 Student $0
Other $0 Credit card $0
Subtotals
$0 $0 $0 Credit card $0
Credit card $0
Children
Other $0
Medical $0
Subtotals
$0 $0 $0
Clothing $0
School tuition $0
Taxes
School supplies $0 Federal $0
Organization dues or fees $0 State $0
Lunch money $0 Local $0
Child care $0 Other $0
Toys/games $0
Subtotals
$0 $0 $0
Other $0
Subtotals
$0 $0 $0
Savings or Investments
Retirement account $0
Pets
Investment account $0
Food $0 College $0
Medical $0 Other $0
Grooming $0
Subtotals
$0 $0 $0
Toys $0
Other $0
Gifts and Donations
Subtotals
$0 $0 $0 Charity 1 $0
Charity 2 $0
Personal Care
Charity 3 $0
Medical $0
Subtotals
$0 $0 $0
Hair/nails $0
Clothing $0
Legal
Dry cleaning $0 Attorney $0
Health club $0 Alimony $0
Organization dues or fees $0 Payments on lien or judgment $0
Other $0 Other $0
Subtotals
$0 $0 $0
Subtotals
$0 $0 $0
Total Projected
Cost
Total Actual
Cost
Total
Difference
Projected balance
(Projected income minus expenses)
Actual balance
(Actual income minus expenses)
Difference (Actual minus projected)
