Home Inventory Sheet - Free Download
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Home Contents Inventory Worksheet
Your homeowners insurance provides coverage for the contents of your home, up to the limit you selected
with your insurance agent. In the event of a covered loss, you would be expected to provide a list of all of
your personal property that was damaged or stolen, along with its estimated value and age at the time of
If a loss occurred today, would you be able to compile such a list Would you trust yourself to remember
every item in your home and the approximate value of each item
If you are like most people, it would be very difficult. An accurate inventory and proof of ownership at
the time of a loss can make the claim settlement process easier and faster. That's why NYCM Insurance
has developed this Home Inventory document.
Start now even if your information is incomplete. A good home inventory includes a detailed list of your
possessions, including receipts, descriptions, and photos of your home contents.
o Start with new purchases and add older items later.
o Group your possessions into logical categories, e.g., by hobby, by room in your home, etc.
Be specific. For example: Sony 42 inch flat panel LED television. Better yet, write down the serial number.
This will ensure the item is valued correctly.
o Keep a detailed record of antiques, jewelry, major appliances and collector’s items.
o Scan and store copies of invoices for large items purchased in case proof of ownership is needed.
Photograph or videotape each room in your home, including inside closets, storage buildings, the attic, and
the garage. Open drawers and photograph the contents. Label and date when the photographs or videos
o Save your photographs, videotapes, and any documents on a computer. Consider keeping the items
in your e-mail archives so you can access them wherever you can log onto a computer.
Don’t miss items you rarely use, such as holiday decorations, sports equipment and tools.
How to Store your Home Inventory List
Keep a copy in a safe deposit box.
Keep a copy in a fireproof container.
Give a copy to a trusted family member who doesn’t live in your home.
File a copy with your insurance agent.
Email a copy to your workplace.
Keep an electronic version stored in your personal email so you access it wherever you can log onto a
Updating Your Home Inventory
It is a good idea to update your Home Inventory list annually to include any new items that have been added to
your household, and also to remove items that you no longer have. You may want to update it whenever you
purchase high value items.