Monthly Cash Flow Plan - Free Download
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Monthly Cash Flow Plan
Monthly Cash Flow Plan
Yes, this budget form has a lot of lines and blanks.
But that’s okay. We do that so we can list practically every expense imaginable on this form to
prevent you from forgetting something. Don’t expect to put something on every line. Just use the
ones that are relevant to your specifi c situation.
Step 1
Enter your monthly take-home pay in the box at
the top right (A). This is the amount you have for
the month to budget. So far so good, huh
Step 2
Within each main category, such as Food,
there are subcategories, like Groceries. Start
at the top and work your way down, filling out
the Budgeted column (B) first. Add up each
subcategory and put that number in the
Total box (C).
Also, pay attention to Dave’s recommended
percentages (D). This will help you keep from
budgeting too much for a category.
Step 3
Finally, enter your take-home pay in the top
box at the end of the page (E), then add up all
categories and place that total in the Category
Totals box (F). Then subtract your Category
Totals amount from your Take-Home Pay. You
should have a zero balance (G). Doesn’t that
feel great
Step 4
When the month ends, put what you actually
spent in the Spent column (H). That will help you
make any necessary adjustments to the next
month’s budget.
H
food
Spent Budgeted
Groceries
Restaurants
Food Transportation Charity
Reality Check
Personal Insurance Debt Envelope
Housing Medical Recreation Savings Clothing Utilities Envelope
B
D
C
food
Spent Budgeted
Groceries
Restaurants
Food Transportation Charity
Reality Check
Personal Insurance Debt Envelope
Housing Medical Recreation Savings Clothing Utilities Envelope
A
Monthly Cash Flow Plan
Cash flows in and out each month. Make sure you tell it where to go!
Monthly Take-Home Pay
=
TAKEHOME PAY
CATEGORY TOTALS
ZERO BALANCE
F
E
G
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