Personal Monthly Budget Template - Free Download
This personal monthly budget template provides you with the difference between the projected and actual income and helps create a proper budget for you.
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Personal Monthly Budget
PROJECTED MONTHLY INCOME
Income 1 $4,300
$3,405
Extra income $300
Total monthly income $4,600
$3,064
ACTUAL MONTHLY INCOME
Income 1 $4,000
($341)Extra income $300
Total monthly income $4,300
HOUSING
Projected Cost Actual Cost Difference
ENTERTAINMENT
Projected Cost Actual Cost Difference
Mortgage or rent $1,000 $1,000 $0 Video/DVD $0
Phone $54 $100 ($46) CDs $0
Electricity $44 $56 ($12) Movies $0
Gas $22 $28 ($6) Concerts $0
Water and sewer $8 $8 $0 Sporting events $0
Cable $34 $34 $0 Live theater $0
Waste removal $10 $10 $0 Other $0
Maintenance or repairs $23 $0 $23 Other $0
Supplies $0 $0 $0 Other $0
Other $0 $0 $0
Subtotals
$0 $0 $0
Subtotals
$1,195 $1,236 ($41)
LOANS
Projected Cost Actual Cost Difference
TRANSPORTATION
Projected Cost Actual Cost Difference
Personal $0
Vehicle payment $0 Student $0
Bus/taxi fare $0 Credit card $0
Insurance $0 Credit card $0
Licensing $0 Credit card $0
Fuel $0 Other $0
Maintenance $0
Subtotals
$0 $0 $0
Other $0
Subtotals
$0 $0 $0
TAXES
Projected Cost Actual Cost Difference
Federal $0
INSURANCE
Projected Cost Actual Cost Difference
State $0
Home $0 Local $0
Health $0 Other $0
Life $0
Subtotals
$0 $0 $0
Other $0
Subtotals
$0 $0 $0
SAVINGS OR INVESTMENTS
Projected Cost Actual Cost Difference
Retirement account $0
FOOD
Projected Cost Actual Cost Difference
Investment account $0
Groceries $0 Other $0
Dining out $0
Subtotals
$0 $0 $0
Other $0
Subtotals
$0 $0 $0
GIFTS AND DONATIONS
Projected Cost Actual Cost Difference
Charity 1 $0
PETS
Projected Cost Actual Cost Difference
Charity 2 $0
Food $0 Charity 3 $0
Medical $0
Subtotals
$0 $0 $0
Grooming $0
Toys $0
LEGAL
Projected Cost Actual Cost Difference
Other $0 Attorney $0
Subtotals
$0 $0 $0 Alimony $0
Payments on lien or judgment $0
PERSONAL CARE
Projected Cost Actual Cost Difference
Other $0
Medical $0
Subtotals
$0 $0 $0
Hair/nails $0
Clothing $0
TOTAL PROJECTED COST
$1,195
Dry cleaning $0
Health club $0
TOTAL ACTUAL COST
$1,236
Organization dues or fees $0
Other $0
TOTAL DIFFERENCE
($41)
Subtotals
$0 $0 $0
PROJECTED BALANCE (Projected
income minus expenses)
ACTUAL BALANCE (Actual
income minus expenses)
DIFFERENCE (Actual
minus projected)
