Quick-Start Budget - Free Download
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Quick-Start Budget
Your irst budget! It’s also the simplest, so you can relax now.
It’s time to get your feet wet with budgeting.
This form is only one page, but it will show you how much money you need every month to cover
necessities. While your mortgage or rent is listed here, we won’t get into the details of your credit
card bills, student loans, car payments and any other debt yet. The Quick-Start Budget is just your
starting point.
step 1
Write down what you’re spending for the month
in each of the categories listed (A). If you don’t
know exactly, just make your best guess. We’re
keeping it simple for now.
step 2
Write the total for each category in the Total box
(B) and move on to the next category. See Easy!
step 3
Add up all eight of your total boxes and enter that
number at the bottom in the Category Totals box
(C). This shows you how much you’re spending in
a month for your basic necessities, not including
any kind of debt. We’ll get to all that later.
Internet
Cable
TOTALTOTAL
b
UTILITIES
Budgeted
Electricity
Gas
Food Transportation Charity
Reality Check
Personal Insurance Debt Envelope
Housing Medical Recreation Savings Clothing Utilities Envelope
Budgeted
A
CATEGORY TOTALS
c
